Thursday, December 26, 2019

Descriptive Essay About Abagail - 1357 Words

Later that afternoon as I got home from school, I decided to go read under the Secret Tree. So as I made my way through the forest to the tree I noticed someone else there. She was just sitting there under the giant oak tree. She had crimson curly hair and I was absolutely memorized by it. After standing there for a while I decided to approach her. When I got closer she turned and looked up at me. She was stunning. Her face was so kind, but with a certain fierceness to it. She had the most beautiful emerald eyes. And her face had a few freckles and she just looked so amazing. She didn t look to be from around here. Actually, she looked quite foreign and that intrigued me. I must have been staring at her for a while because she finally†¦show more content†¦Please come sit down Abagail.† I sat down on the ground next to this exotic beauty. â€Å"So let’s start off with names. I’m Abagail Roberts. What’s your name?† â€Å"My name is Elizabeth . Elizabeth Conners.† Her name was so simple but yet so soothing. â€Å"That’s a very nice name Elizabeth. Do you mind at all if I call you Lizzie?,† she looked genuinely happy that I gave her a nickname. â€Å"Of course you can call me that. Can I call you Abby as well?† â€Å"Yes Lizzie you can.† I had just made a new friend and I was glad. â€Å"So how old are you Abby?† â€Å"Oh well I’m 16. How old are you?† she was quiet for a bit before answering. â€Å"I’m†¦17,† wow she was older than me but she didn t look it. Lizzie was very small and petite. 5’5 and she couldn t have weighed more than 110 lbs. â€Å"Wow I had no idea you were older than me.† when I turned to look at her she was staring at me with an intensity in her eyes that no one’s ever looked at me with before. She was making me really flustered. I must have started blushing quite a lot because she finally turned away from m e. â€Å"I’m sorry Abby†¦you’re just so adorable and cute I couldn’t help myself.† When she said that I felt my face get even more red. â€Å"Oh no Lizzie, it’s fine. I admit†¦I’ve admired your features a few times. You’re absolutely stunning.† Her face then got as red as her hair and she looked so adorable. â€Å"Oh†¦well†¦thank you very much Abby.† I could feel myself falling in love with her right then. We talked for a bit for the next few weeks and we

Wednesday, December 18, 2019

Applying A Balance Sheet On The World Of Finances - 983 Words

Excited to enroll in this class from the very beginning, I found it to be very informative. Not just it taught me the important terminology used in the world of finances, but also allowed to apply these concepts into my own financial life. First of all, thanks to you, Professor Rutter, I have finally devoted time to make a balance sheet, a document stating my current assets and income, and liabilities at the certain period of time. Now I have been deliberately reviewing my credit card statements for the previous month, and calculating how much money I have spent on the food each month, or how much I have spent on shopping at amazon.com, etc. And even though my consuming behavior was never driven by materialism completely, this class reminded me to be realistic about my general spendings, and to strictly separate the needs from the wants. Additionally, I have expanded my skill of setting financial goals and working towards them. For example, because of Christmas time that is approaching fast, which usually includes gifts and travels, I suggested and pursued that my family (me, my husband, and our child) stick to the weekly budget for food, including dining out. And it is been very helpful method to save some money. Then, the topic regarding financial institutions, as well as services and fees related to these institutions, I found to be very empowering: this topic convinced me that doing a research prior making any commitment to any institution is extremely important. As weShow MoreRelatedOff Balance Sheet Financing Practices1410 Words   |  6 PagesOff Balance Sheet Financing Practices [Student Name] [Course Title] [Instructor Name] [Date] Off Balance Sheet Financing Practices The traditional accounting methods have been replaced by a number of new accounting techniques. Some of which are observable while other remain hidden. Off Balance Sheet Financing or OBSF is one of these new accounting techniques. It is a mode of obtaining finance for a business without disclosing significant capital expenditures on the balance sheet of a companyRead MoreThe Thoughtful Forecaster700 Words   |  3 PagesThe Thoughtful Forecaster Case 5 A Summary Submitted to Dr. Roy Patin, Professor of Finance Submitted by Faye d’Hamecourt In Partial Fulfillment of the Requirements for Financial Administration FINC 5713-170 Midwestern State University Dillard College of Business Administration Fall 2011 Date Submitted August 31, 2011 Forecasting is an important aspect in todays business world. Every day businesses strive or lose, depending on the successfulness and accurateness of theirRead MoreGaap Vs. Ifrs Standards1366 Words   |  6 Pagesas well as make comparisons between companies across the industry. Companies must follow the rules established by Security Exchange Commission (SEC) and GAAP when trading their stock publically. Under GAAP companies covers revenue recognition, balance sheet items classification and outstanding share measurement. IFRS International Financial Reporting Standards The alternative to GAAP is the IFRS focus on the financial practices of international companies issued by International Accounting StandardRead MoreArguments for and Against Complex Regulation in Banking Essay1121 Words   |  5 Pageswas revised in the mid-1990s to include the management of off-balance sheet risks, such as risks associated with derivatives, but it soon became clear that an overhaul of the Agreement was necessary, that what the Committee did with Basel II implemented in 2006. Haldane explains why Basel II was a failure and how the act caused the financial crisis of 2007. â€Å"The result, as the world headed into 2007, was that banks’ balance-sheets were much riskier than they appeared.† Basel III, publishedRead MoreBusiness Ethics: Adelphia Scandal1476 Words   |  6 PagesCorporation was on a direct path of success; unbeknownst to their investors and the public, they were in reality on a direct path of destruction instead. Unfortunately, Adelphia is not the first major company in the history of the United States’ business world to lose the trust of the American public, but it is certainly one of the most notable ones to do so. As the events surrounding the Adelphia scandal unfolded in full view of the public eye, a multitude of media outlets were there to broadcast the destructionRead MoreAccounting Is The Most Boring1478 Words   |  6 Pagesaccountants. Accountants could embellish financial statements or secure higher balances for wage expenditures. A typical corporate mistake is improperly segregating duties of employees. If someone has more than one task, such as recording inflow of cash and controlling where it goes, then a chance of embezzlement can occur. Embezzlement is when an employee, usually under good faith, takes a small sum of money to pay personal finances under the guise of paying it back, but does it so often that they eventuallyRead MoreBus 650 Managerial Finance /Complete Class Assignments and Dqs15156 Words   |  61 PagesBUS 650 Managerial Finance /Complete Class Assignments and DQs Purchase here http://chosecourses.com/BUS%20650/bus-650-managerial-finance-complete-class-assignments-and-dqs Description BUS 650 Managerial Finance /Complete Class BUS 650 Week 1 DQ 1 The Role of Financial Management in a Firm Examine the role of management as it relates to finance in a corporation. In your post, discuss the role of management by addressing the following prompts: ExplainRead MoreAccounting Standard in Bangladesh7210 Words   |  29 PagesAPPLICATION OF BANGLADESH ACCOUNTING STANDARDS IN BUSINESS [pic] DEPARTMENT OF FINANCE UNIVERSITY OF DHAKA REPORT ON APPLICATION OF BANGLADESH ACCOUNTING STANDARDS IN BUSINESS FINANCIAL ACCOUNTING –I F-103 Submitted To Dr. H. M. Mosarof Hossain Associate Professor Department of Finance Faculty of Business Administration University of Dhaka Submitted By Members of Group-3 Section-B 14th Batch Department of Finance |Names |Roll NoRead MoreCompensation of Expatriates2602 Words   |  11 Pagesoutside their country of origin, for a variety of reasons. In some cases, these workers fill skill gaps when local staff is unavailable; in other cases, they may be sent to train local staff or to install companywide systems in areas like IT and finance. Some may be sent on developmental assignments to gain skills and experience at an early stage of their careers. Increasingly, part of the motivation is to ensure that the company’s future top-management cadre has some international experience. Read MoreExamples Of Moving Strategic Goals Forward872 Words   |  4 Pagesmoving people, across the country and the world. Every day is a new challenge for transportation organisations as they work hard to run their services safely and on time. When facing regulatory or legal challenges, our clients require advisers who are as focused and consistent as they are in their business. With intimate knowledge of the challenges facing transportation firms today, whether they need planning approvals for a future project, are looking to finance a new project, need strategic corporate/

Monday, December 9, 2019

Contribution of Great Philosopher Jyotirao Phule free essay sample

Mahatma Jyotiba Phule was a great activist, thinker, social reformer, writer and philosopher. He contributed in flelds like education, agriculture, women and widow upliftment. DhananJay Keer, his biographer, mentions him as the father of Indian social revolution Source of Inspiration After being insulted at wedding of a Brahmin friend, Jyotirao decided to defy the caste system. He served Shudras and women who were deprived of all their rights as human beings. Social Actlvlsm He opened girls school in August 1848. As no teacher dared to work in a school in which untouchables were admitted as students, he educated his wife, Savitrlbai, and enabled her to teach the girls. On 24 September 1873, Jyotlrao formed Satya Shodhak Samar. Maln objective of the organization was to liberate Shudras and Ati Shudras. Contributions in Primary Education Jyotirao was not satisfied with the quality of primary education imparted. Therefore, he came up with a list of actions to Improve It. We will write a custom essay sample on Contribution of Great Philosopher Jyotirao Phule or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Curriculum Role of Teacher 1 OF3 Wanted curriculum should be utilitarian and practical so as to cover the needs of the society. Formulated the course content and included reading, writing, accounts, general history, general geography, grammar, elementary knowledge of agriculture and a few lessons on moral duties and sanitation. Teachers to be properly trained and certified. Teachers should mix with students freely and understand their wants and desires. Role of Governing Body Upgraded the supervising agency to have better monitoring over these primary schools. Compelled municipalities to maintain all the primary schools within their respective limits. Worked to get adequate grants for primary schools from provincial funds. Recommended that Government should formulate the scheme of scholarships and rewards for the needy and deserving students. Disbelieved in vedas He was criticized in disbelieving in vedas. He considered Vedas as idle fantasies as palpably absurd legends. He considered Vedas a form of false consciousness. He maintained that at the root of all calamities was the blind faith that religious books were created or inspired by god. All established religious and priestly classes find this blind faith useful for their purposes and they try their best to defend it. Criticized caste system Phule preferred British rule to the regime of the Brahmins. He was aware of the shortcomings of the former and he never hesitated to point them out openly. His mission was to bring about an egalitarian society where all men and women would enjoy liberty; Phule criticized the contemporary rulers if he felt that their policies went against lower caste, whether it was educational policy. the pernicious system of high class education. He complained against the government in neglecting the downtrodden masses. Conclusion Throughout his life, Jyotirao Phule fought for the emancipation of the downtrodden eople and the struggle, which he launched at a young age ended only when he died on 28th November, 1890. Though he was often accused of fomenting hatred between the Brahmins and the non-Brahmins, very rarely an attempt was made to consider his scathing criticism in a broad perspective. The later generations also took considerable time to understand and appreciate the profound significance of his unflinching espousal of the rights of man which remained till the end of his life a major theme of his writings and a goal of his actions.

Monday, December 2, 2019

Reader Response to Growing Up Asian in America free essay sample

Growing up Asian in America by Kesaya E. Noda deals with growing up culturally different in America. There are some important components of a culture like identity, beliefs, values, and dialect. These components are influenced by our family, friends, social environment, and the community we live in. In her essay, Noda talks about dealing with knowing and defining herself. She explains that there are two mindsets for her. The first one, inside, which she is totally comfortable with and feels accepted, and the other one, outside, which she thinks that other people don’t understand her and are often ignorant to her. She faced discrimination, when she was a child. Others called her as â€Å"Other† or â€Å"Unalterably alien. † She draws a clear distinction between Japanese-Americans and other Americans. She emphasizes that a third-generation German-American is an American, on the other hand, a third-generation Japanese-American is still seen as Japanese-American, because most of the people only remember that being Japanese means being a danger to the country. We will write a custom essay sample on Reader Response to Growing Up Asian in America or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I think that this is a clear example of the ignorance of people. Noda stands by her identity. When she was young, she couldn’t understand why her parents didn’t complain about all the things that they had to do to prove their loyalty to America. She felt angry about it. After realizing the reasons, she showed empathy for her parents and other Japanese-Americans too. Of course, the circumstances and the way of thinking of people have changed within time. Now, she feels like she belongs to the community. I believe that this change had an impact on her ideas changing. She makes this very clear, when she says that â€Å"a death in the family is not just death in a family; it is a death in the community. † She feels sorry for her parents and grandparents for going through a difficult time during World War II. She is also mad at community because of the injustice which is done to them during the war. â€Å"They went there without resistance, and they offered cooperation as proof of loyalty to America. † She points out that they gave away their freedom willingly, only to prove their loyalty to the country. She considers her parents to be victims, since being silent was their only choice to show the community that they belong to the community.

Wednesday, November 27, 2019

The eNotes Blog eNotes Teachers Corner To Teach or Not to Teachâ€That is theQuestion

Teachers Corner To Teach or Not to Teach- That is theQuestion Teachers Corner is a monthly newsletter from just for teachers. In it, experienced educator and contributor Susan Hurn shares her tips, tricks, and insight into  the world of teaching. Check out this months Teachers Corner column below, or sign up to receive the complete newsletter in your inbox at . Recently over lunch, a dedicated career teacher told me that she could no longer advise anyone to go into teaching; the joy is gone, she said, with teachers now locked into regimented lesson plans and required to spend all their time chasing test scores. She also worried about what we’re doing to kids in the classroom- demanding more and more of them at younger and younger ages. There’s no time now to let them be kids, she said, or color outside the lines, if they get to color at all. It was a depressing lunch. I drove home with a lot to think about, especially since I had encouraged my own daughter when she decided several years ago to change careers, earn a second college degree, and go into the classroom. Had I steered her wrong? Remembering our animated conversations after she began teaching, however, I don’t think so. Teaching may be different today- the demands greater and the stressors more intense, but it still engages the heart and the mind in ways unlike those of any other profession. No two days are alike, and every day is a fresh opportunity to achieve something glorious, even for one unforgettable moment. Students aside- and that’s a big aside- it’s true that our profession is less respected in some quarters than it once was, for reasons that seem to be bound up in politics and publicity. If a teacher is arrested for some terrible offense in any part of the country, it becomes national news; a steady drumbeat of these stories erodes confidence, creating the impression that teachers somehow have degenerated into an immoral lot, not to be trusted. On the positive side, however, every time teachers risk their lives or lose them trying to protect their students, which seems to be happening more and more frequently, their actions make the news, too. Ask the parents of those students if teachers can be trusted. There’s also a lot of discussion these days about â€Å"bad teachers†; judging from what the public hears daily on the airwaves and reads online or in press releases, our schools are about to crumble under the cumulative weight of lazy incompetents in the classroom. Teacher tenure is under attack, with tenure laws represented to the public as guaranteeing lifetime employment for bad teachers; tenure, its foes allege, makes it impossible to fire all those bad teachers doing little while collecting large monthly checks. The term â€Å"due process† is rarely mentioned. Most recently, teachers have been stripped of tenure and the right to due process in California and in Kansas. Teachers in those states can now be fired not just for cause but for any reason at all, and stating a reason isn’t required. You can read about the California ruling at  cta.org  and about the Kansas legislation at  washingtonpost.com. Tenure aside- and that’s another big aside- teacher evaluations have become central in renewing or not renewing contracts, which brings us back to bad teachers. Supposedly, everybody can spot one a mile away. Defining what constitutes a bad teacher, however, is another matter.  This article at  teaching.about.com  boils it down to seven deficiencies, six of which would apply generally to people in any line of work. Being able to relate to students and to inspire them is not mentioned, suggesting that it is often overlooked as a characteristic of a good teacher, even though it is essential in educating kids. Another discussion of good vs. bad teachers, which touches as well on the California tenure case, can be found here at  sfgate.com. Currently, districts around the country, feeling political heat and racing for funds, are scrambling to rewrite evaluation instruments and practices to better sort out who’s doing what in the classroom, effectively or ineffective ly. According to Dr. B. R. Jones, author of  The Focus Model, the increasing emphasis on teacher evaluations, combined with new academic standards and â€Å"next-generation† assessments (think CCSS), is setting the stage for a â€Å"perfect storm† in education. He contends that an â€Å"evaluation fix† is needed in many of the instruments now being written to assess teacher performance. Jones identifies four â€Å"distinct ‘potholes’† that could result in â€Å"serious damage† in evaluating teachers effectively:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Using inappropriate evidence of a teacher’s quality   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Improperly weighting appropriate evidence of a teacher’s quality   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Failing to adjust evidence weights for a given teacher’s instructional setting   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Confounding the functions of formative and summative teacher evaluation Everyone agrees we don’t want bad teachers in the classroom, but how to evaluate teachers, it seems, is also an area of contention in education. You can read Jones’s article at  corwin-connect.com. Our vocation, more than ever, is rife with conflict and controversy and voices raised in promoting personal, professional, and political agendas. Why would anyone want to be a teacher? Why would I encourage my daughter in her desire to leave a successful career and join the ranks? Obviously, I wouldn’t- unless I knew in my heart she would be a great teacher and would find in teaching the kind of fulfillment that only other dedicated teachers can really understand. She has asked for lots of advice along the way, and giving my children advice has never been a problem! Ultimately, I told her this: Close your door, do your job, and focus on your students; give them your best because it will make a difference in their lives, and don’t forget to enjoy them every day. So, to teach or not to teach? Regardless of whatever winds are blowing outside the classroom door, I say yes! I’m not sure how it can be July already, but here it is. Have some fun in the sun! Susan

Saturday, November 23, 2019

How to Study History Terms for a Test

How to Study History Terms for a Test When you study terms and definitions for a history exam, the best way to make the information stick is to understand your terms in context or understand how each new vocabulary word relates to other new words and facts. In high school, your teachers will cover what happened in history. As you move on to college history courses, you will be expected to know why an event happened and the reasons each event is important. This is why history tests contain so many essays or long-answer questions. You have a lot of explaining to do! Gather History Terms Sometimes a teacher will give students a study guide that contains a list of possible terms for the test. More often than not, the list will be long and intimidating. Some of the words may seem brand new to you! If the teacher doesnt provide a list, you should come up with one yourself. Go through your notes and the chapters to come up with a comprehensive list. Dont be overwhelmed by a long list of terms. Youll see that they quickly become familiar once you start to review your notes. The list will seem shorter and shorter as you study. First, youll need to locate the terms in your class notes. Underline them or circle them, but dont use a colored highlighter just yet. Review your notes and see which terms appeared on the same day or lecture. Establish relationships between the terms. How are they connected?Pretend that you are writing a news report on the event or topic  and write a paragraph that contains three or four of those terms. Your paragraph should contain a date and the names of any important person who might be related to the significance of the events or terms (like a president).Keep writing paragraphs until you use up your terms. You can re-use a term if one term fits well with two or more clumps. This is a good thing! The more you repeat a term, the more youll understand its significance. Once you have finished making and reading over your paragraphs, find a way to utilize your best learning style. Study Tips Visual: Go back to your notes and use a highlighter to connect your terms. For example, highlight each term in one paragraph green, highlight terms from another paragraph yellow, etc. Make a list of significant people and places for each event situated on the timeline. Then  draw a blank timeline and fill in the details without looking at your original. See how much material you retained. Also, try  putting the timeline on post-it notes and paste them around your room. Walk around and actively note each event. Keep in mind that its not useful to memorize a large catalog of notes on a topic. Rather, its more effective to  establish a  connection between the facts.  Think about events in a  logical order to help you understand them, and consider the use of mind maps, a hierarchical diagram used to visually organize information. Auditory: Find a recording device to record yourself as you read over each paragraph slowly. Listen to your recording several times. Tactile: Make flashcards by putting all the terms on one side of a card and the entire paragraph on the flip side. Or  put a question on one side (eg, What year did the Civil War take place?) and then the answer on the other side to test yourself. Repeat your process until every term seems completely familiar to you. Youll be ready to answer individual definitions, long and short answer questions, and essay questions!

Thursday, November 21, 2019

Finance Essay Example | Topics and Well Written Essays - 2000 words - 1

Finance - Essay Example In addition to positioning its luxury brands, it has also targeted international diversity, which resulted in the company’s achievement of constant growth without any barrier. Company maintains a good relationship with its stakeholders as well as employees by establishing important policies and procedures for their development. It is LVMH’s responsibility to ensure that labor standards and company’s supplier code of conduct are respected by the suppliers. Whenever improvements are required, supplier audits are conducted and corrective actions are taken. The company has advantage in supply chain that entails lower risk, which is a result of good vertical integration. Through a well-strategized system of advertising, it has remained to maintain its lead in fashion. The company strongly believes in maintaining quality and creating brand image through innovation. II Company Strengths and Weaknesses: 1. LVMH’s financial performance from 2009 to 2011: Return on Common Equity Ratio: This ratio measures the achievement of an organization in generating profit for the advantage of common stockholders. It is calculated by dividing the net income obtainable for common stockholders by their common equity. It is calculated as follows: â€Å"Return on Common equity = (net profit - preferred share dividends) / (shareholders equity- preferred shares)† (Return on Common Equity Ratio n.d.). Solution: Year 2009 2010 2011 Net income 1,755 3,032 3,065 Note: Data’s taken from the 2009 to 2011 financial statement of LVMH. Net Income available for common stockholders: 1,755-21=1734 (2009) 3,032-20=3012 (2010) 3,065-61=3004 (2011) Average Common Stockholders’ Equity: 2009= (100) + 1,186/2 =543 2010= 1,186+ 1,679/2 = 1432.5 2011= 1,679+33/2 = 856 Therefore, Return on Common equity = 1734/543*100=319.34% (2009) 3012/1432.5*100=210.26 % (2010) 3004/856*100=350.93 % (2011) Dividend Payout Ratio: This is the amount of dividends paid to stockho lders in relation to the amount of total net profit of an organization. The amount that is left after paying dividends to stockholders is kept aside by the firm for development. This amount that is reserved by the firm is called retained earnings. It is calculated as follows: â€Å"Dividend Payout Ratio = Dividend per Share / Earnings per Share (EPS) x 100%† (Dividend Payout Ratio n.d.). Solution: 1.65/ 3.71*100 =44.5% (2009) 2.10/ 6.36*100 = 33% (2010) 2.60/ 6.27*100=41.47% (2011) Ratio 2009 2010 2011 Return on Common Equity 319.34% 210.26% 350.93% Dividend Payout Ratio 44.5% 33% 41.47% Note: Data’s taken from the 2009 to 2011 financial statement of LVMH. Interpretation: Return on equity shows the company’s profitability in terms of how much the company has earned from the investment made by common stock owners. It is a measurement of efficiency more than a measurement of profit. In 2011, return on equity for LVMH was 350.93%, which is a higher percentage than it was in the year 2009 and 2010, as shown in the table. Payout ratio here is 41.47% which is below 100% and it means that the business has grown rapidly and that it has a lot of opportunities for expansion, thus the reason for payout ratio to be low. Both